Saqib Khalid, I., and A. Awais Khaver. “Disaster Risk Governance: Effects of Floods on Small Businesses in Jhang and Dera Ghazi Khan Districts, Pakistan”. Journal of Development Policy Research & Practice (JoDPRP), vol. 3, no. 1, Dec. 2019, pp. 44-68, doi:10.59926/jodprp.vol03/03.